Put my 27 years of mortgage lending experience to work for you! Purchase, Refinance, Renovation, or construction I have many programs available including Down Payment Assistance, HomeStart Grants, Idaho Housing and Finance Association IHFA, Conventional, HomeReady, HomePossible, FHA, HUD 184, USDA, VA, 203K, HomeStyle, First Time Homebuyer Programs, and Native American Homeownership Initiative Grants and more subject to qualifying including income, credit and assets. I have helped hundreds of homebuyers and homeowners and would love to help you too!